I am asked all the time, "how much do I need to have down to get into a house?" Well, if you're a first-time home buyer, you're in luck. There are several programs that can allow you to get into a house with little to no out of pocket money. Even 100% financing.

That's awesome news! One of the great programs that helps with this is Utah Housing. For those of you who aren't first time home buyers, they have great programs for you as well. It is key to note that most programs will require a minimum credit score, which can very between programs. That is important to remember if you're looking for a new home. For a list of Utah houseing loan programs that are offered click the following link.